Privacy Policy

1 What We Do NOT Store

ExpenseTrack.ai is built on a privacy-first architecture. We explicitly do NOT store:

• Bank statements — Your uploaded files are processed in memory and immediately discarded
• Account numbers — We never see, process, or store your bank account numbers
• Social Security Numbers — Not collected or processed in any form
• Banking credentials — We never ask for or store login information to your bank
• Raw transaction data — Individual transaction details are not retained after processing

2 What We DO Store (Minimal Data)

To provide our service, we store only the minimum necessary information:

• Email address — For account authentication and important service notifications
• Aggregated expense totals — Category totals only (e.g., "Office Supplies: $1,234"), not individual transactions
• Subscription status — To manage your account and billing

3 How Our Processing Works

Understanding our data flow helps you see why your information stays private:

4 Security Measures

We employ enterprise-grade security to protect all data in transit and at rest:

5 Your Rights

You have full control over your data:

• Access — Request a copy of all data we have about you
• Delete — Request complete deletion of your account and all associated data
• Export — Download your expense summaries at any time
• Opt-out — Unsubscribe from marketing emails at any time

6 Cookies & Analytics

We use minimal, privacy-respecting tracking:

• Essential cookies only — Required for authentication and session management
• Anonymous analytics — Aggregate usage data to improve our service (no personal identification)
• No third-party trackers — No Facebook Pixel, no Google Ads tracking

7 Contact Us

Questions about our privacy practices? We're here to help.

8 Policy Updates

We may update this privacy policy from time to time. When we make significant changes, we'll notify you via email and update the "Last updated" date at the top of this page. We encourage you to review this policy periodically.